Business Profile
  Our simple experience with the business world today is
direct and unequivocal:

Tom Peters
Employee Benefits Planning:

Business leaders understand today's changing Human Resource environment. Tenures are shorter and employees are beginning to think more entrepreneurially about themselves and their relationship with employers. In this era of shrinking profit margins, insurance carriers shift more of the administrative burden to the employer's Human Resources staff. A creative, customized approach to benefits planning and administration is a crucial factor in this environment.

DEC provides expertise in all areas of employee benefits planning and administration. We fully understand that both cost containment issues and company goal and regulatory compliance must be assured. We operate at the forefront of group benefits consulting, administration, and program design.

Our staff maintains the most current knowledge of trends in the insurance industry. As we apply this information, we will work closely with your Human Resources Department to successfully fit the needs of your company or association with those of your associates.

Many clients tend to believe that the sole function of their insurance consultant is to periodically find a new insurance carrier for their group health insurance plan. At Dexheimer-Erickson, our staff is committed to year-round service of your Employee Benefits Program. We help design and implement group health insurance plans as well as other employee benefit programs including:

  • Health Insurance
  • Dental/Vision Insurance
  • Life and AD&D Insurance
  • Cafeteria Plans
  • Flexible Spending Accounts
  • Long and Short-Term Disability
  • Voluntary Payroll Deduction Programs
  • Pension Planning - including 401 K's
  • Critical and Long Term Care
  • Complete Benefits Administration
  • COBRA Administration

Individual Insurance Planning:

Rather than concentrate on just one area, we combine all of the financial specialties to ensure that our clients receive comprehensive guidance. We specialize in the cost-effective design and implementation of integrated financial concepts. Our specialties include:
  • Executive Benefit Planning - Designing plans to attract, retain and reward key executives.
  • Business Planning - Providing for the successful continuity of the business in the event of retirement, disability or death of an owner.
  • Estate Preservation - Ensuring retention of the full value of, and distribution of, the estate in accordance with our client's wishes while minimizing estate taxes.
  • Individual Private Pension Plans - Designed to accumulate wealth and increase our client's net worth and cash flow, yet minimize income taxes.
  • Family Protection - Ensuring continuity of income in the event of an untimely death or disability of one of the family members.

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